After a total-loss decision

Sell a totaled car in Kansas City.

Use this page when an insurer has declared a total loss or insurance, lien and title handling are central to the proposed sale.

The customer problem

A total-loss decision changes who may transfer the vehicle

A total-loss vehicle may be at a home, tow yard, body shop or storage facility while the insurer, lienholder and owner determine who has authority to transfer it.

If the vehicle has collision damage but no total-loss decision, use the wrecked-car page. If hail is the defining condition, use the hail-damaged page.

Discuss your vehicle: 816-588-8888

The service

Review insurer, lien and ownership status first

We review totaled vehicles only after the seller explains the insurer's position, lien status, ownership documents, exact location, facility-release requirements and current vehicle condition.

What is included

Information needed for a totaled-vehicle review

  • As-is evaluation of heavy collision damage
  • Questions about insurer, lien and title status
  • Pickup planning from accessible homes, shops or storage locations
  • A purchase offer when the vehicle and transfer authority qualify

Why this route can help

Keep the insurance decision separate from collision damage

Damage is expected

You do not need to repair body, glass, suspension or airbag damage before asking.

Clear next-step questions

We identify ownership and access details needed before a purchase can proceed.

Location-aware planning

Tell us where the vehicle is and whether another business controls its release.

How it works

Clarify authority before pickup planning

  1. Resolve authority. Confirm the insurer’s position, lien status and who can legally sell the vehicle.
  2. Document damage. Send wide photos, impact areas, interior airbags, wheels and missing components.
  3. Share storage details. Identify the facility, release procedure and any deadline.
  4. Review the terms. If we can make an offer, review the purchase and pickup terms before deciding.

Who this service is for

Total-loss situations this page addresses

Owners retaining a total-loss vehicle

Explore an as-is sale after the insurance decision is complete.

Uninsured vehicle owners

Request an evaluation when major damage makes repair unrealistic.

Lien-free title holders

Move a damaged vehicle once ownership and location access are clear.

Service-specific questions

Totaled Cars: frequently asked questions

Can I sell a car after the insurance company totals it?

It depends on who owns the vehicle after the claim, lien status and title handling. Confirm those facts with the insurer or lienholder before agreeing to a sale.

Do I have to repair a totaled car first?

No. We evaluate it in its current condition.

Can you pick it up from a tow yard?

Potentially, but the owner must arrange lawful release and address any facility requirements or charges.

What photos are most helpful?

Send all four sides, each damaged area, wheels, interior, deployed airbags, engine bay if accessible and any missing parts.

What if there is still a loan on the vehicle?

The lienholder may control the title or transfer. Resolve the lien before pickup planning.

Is a salvage title acceptable?

Title requirements depend on the specific vehicle and current documentation. Share the exact title status for review.

Case-by-case review: Exact accepted title brands, insurer-release situations, facility access and pickup terms must be confirmed vehicle by vehicle.

Kansas City metro availability

Connect this service to your location

Kansas City, MOKansas City, KSIndependence, MOOverland Park, KSAll service areas

Start with the facts

Request an offer for this vehicle.

Share the year, make, model, condition, location, ownership status and pickup-access details. We will explain what happens next.

Ready to clear the driveway?

Tell us about the vehicle.